[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.msbi.cz\/s-penezi-je-to-tezke\/#Article","mainEntityOfPage":"https:\/\/www.msbi.cz\/s-penezi-je-to-tezke\/","headline":"S pen\u011bzi je to t\u011b\u017ek\u00e9","name":"S pen\u011bzi je to t\u011b\u017ek\u00e9","description":"Lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze, o tom nen\u00ed sebemen\u0161\u00edch pochyb. Pen\u00edze jsou pro n\u00e1s n\u011bco jako \u017eiv\u00e1 voda, a bez nich [&hellip;]","datePublished":"2021-10-30","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.msbi.cz\/author\/#Person","name":"","url":"https:\/\/www.msbi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"msbi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.msbi.cz\/wp-content\/uploads\/otrok%20pen%C4%9Bz.jpg","url":"https:\/\/www.msbi.cz\/wp-content\/uploads\/otrok%20pen%C4%9Bz.jpg","height":0,"width":0},"url":"https:\/\/www.msbi.cz\/s-penezi-je-to-tezke\/","about":["D\u016fm a byt"],"wordCount":424,"articleBody":"   Lid\u00e9 pot\u0159ebuj\u00ed pen\u00edze, o tom nen\u00ed sebemen\u0161\u00edch pochyb. Pen\u00edze jsou pro n\u00e1s n\u011bco jako \u017eiv\u00e1 voda, a bez nich jsme tedy pomalu jako ryba na suchu. To znamen\u00e1, \u017ee bez nich nanejv\u00fd\u0161 tak \u017eivo\u0159\u00edme. A to rozhodn\u011b nikdo z n\u00e1s nechce. Nebo vy byste snad byli r\u00e1di chud\u00e1ky? Nebyli, \u017ee?A tak si my lid\u00e9 pen\u00edze obstar\u00e1v\u00e1me. Vyd\u011bl\u00e1v\u00e1me si je nebo m\u00e1me jin\u00e9 zdroje p\u0159\u00edjm\u016f, je\u017e n\u00e1m umo\u017e\u0148uj\u00ed v\u00e9st to, co se pova\u017euje za norm\u00e1ln\u00ed \u017eivot. A pokud se n\u00e1m v tomto da\u0159\u00ed usp\u011bt, m\u016f\u017eeme si lebedit. Ov\u0161em samoz\u0159ejm\u011b jen do doby, ne\u017e se to zm\u011bn\u00ed k hor\u0161\u00edmu, ne\u017e n\u00e1m za\u010dnou pen\u00edze zjevn\u011b doch\u00e1zet.A kdy\u017e u\u017e svou finan\u010dn\u00ed situaci nezvl\u00e1d\u00e1me, kdy\u017e jsme v presu nebo dokonce na mizin\u011b? Pak si sch\u00e1zej\u00edc\u00ed finan\u010dn\u00ed prost\u0159edky t\u0159eba aspo\u0148 p\u016fj\u010d\u00edme. I p\u016fj\u010dka se m\u016f\u017ee hodit, pokud m\u00e1me hluboko do kapsy a neexistuje n\u011bjak\u00e9 dokonalej\u0161\u00ed \u0159e\u0161en\u00ed.Ale p\u016fj\u010dky pom\u00e1haj\u00ed jedin\u011b tehdy, kdy\u017e je lid\u00e9 dostanou. A na to, \u017ee si vybereme ur\u010ditou nab\u00eddku, za\u017e\u00e1d\u00e1me si o ni a skute\u010dn\u011b ji dostaneme, bych se rad\u011bji moc nespol\u00e9hal. Zejm\u00e9na ti, kdo si nevyd\u011bl\u00e1vaj\u00ed zase a\u017e tak moc nebo kdo maj\u00ed nap\u0159\u00edklad z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, toti\u017e se \u017e\u00e1dost\u00ed \u010dasto neusp\u011bj\u00ed. Banky jim odm\u00edtnou pomoci, proto\u017ee je sporn\u00e9 nebo dokonce nepravd\u011bpodobn\u00e9, zda by dlu\u017en\u00edk p\u016fj\u010den\u00e9 pen\u00edze v po\u0159\u00e1dku vr\u00e1til.Ov\u0161em zat\u00edmco se banky se sv\u00fdmi pravidly tohoto ob\u00e1vaj\u00ed, u nebankovn\u00ed spole\u010dnosti je to jin\u00e1. Tady mohou usp\u011bt i ti, jim\u017e banky odm\u00edtnou pomoci. Proto\u017ee t\u0159eba takov\u00e1 americk\u00e1 hypot\u00e9ka bez registru hypotekybezregistru.cz je s\u00e1zkou na jistotu pro v\u0161echny, kte\u0159\u00ed maj\u00ed aspo\u0148 n\u011bjak\u00fd dolo\u017eiteln\u00fd p\u0159\u00edjem a mohou se za vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz zaru\u010dit z\u00e1stavou nemovitosti.D\u00edky takov\u00e9 z\u00e1stav\u011b nen\u00ed nebankovn\u00ed hypot\u00e9ka ni\u010d\u00edm nedosa\u017eiteln\u00fdm, je pomoc\u00ed, je\u017e se poskytuje i lidem se z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a jin\u00fdmi nedostatky. A pro ty je to nejednou u\u017e ta posledn\u00ed \u0161ance, jak si k pen\u011bz\u016fm p\u0159ij\u00edt. \u0160ance, kter\u00e1 nezklame.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"S pen\u011bzi je to t\u011b\u017ek\u00e9","item":"https:\/\/www.msbi.cz\/s-penezi-je-to-tezke\/#breadcrumbitem"}]}]