[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.msbi.cz\/moudri-si-berou-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.msbi.cz\/moudri-si-berou-pujcky\/","headline":"Moud\u0159\u00ed si berou p\u016fj\u010dky","name":"Moud\u0159\u00ed si berou p\u016fj\u010dky","description":"Kdy\u017e maj\u00ed podnikatel\u00e9 \u0161t\u011bst\u00ed, da\u0159\u00ed se jim t\u0159eba i v\u0161echno, na co s\u00e1hnou. A to jim p\u0159in\u00e1\u0161\u00ed krom\u011b uspokojen\u00ed […]","datePublished":"2024-11-09","dateModified":"2024-11-09","author":{"@type":"Person","@id":"https:\/\/www.msbi.cz\/author\/#Person","name":"","url":"https:\/\/www.msbi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"msbi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.msbi.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_5.jpg","url":"https:\/\/www.msbi.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_5.jpg","height":0,"width":0},"url":"https:\/\/www.msbi.cz\/moudri-si-berou-pujcky\/","about":["D\u016fm a byt"],"wordCount":404,"articleBody":"   Kdy\u017e maj\u00ed podnikatel\u00e9 \u0161t\u011bst\u00ed, da\u0159\u00ed se jim t\u0159eba i v\u0161echno, na co s\u00e1hnou. A to jim p\u0159in\u00e1\u0161\u00ed krom\u011b uspokojen\u00ed z dob\u0159e odv\u00e1d\u011bn\u00e9 pr\u00e1ce tak\u00e9 pen\u00edze. Pen\u00edze, o kter\u00e9 jde p\u0159i ka\u017ed\u00e9 pr\u00e1ci, soukrom\u00e9 podnik\u00e1n\u00ed nevyj\u00edmaje, p\u0159edev\u0161\u00edm, ale jejich\u017e dostatek neb\u00fdv\u00e1 v\u017edy samoz\u0159ejmost\u00ed. Jak pr\u00e1v\u011b zazn\u011blo, nen\u00ed tedy v\u016fbec jist\u00e9, \u017ee si na sebe a na chod sv\u00e9 firmy podnikatel\u00e9 v\u017edy sami vyd\u011blaj\u00ed. N\u011bkdy sel\u017eou, n\u011bkdy nejsou podm\u00ednky pro jejich \u010dinnost takov\u00e9, jak\u00e9 by m\u011bly b\u00fdt, a ne\u017e se jeden nad\u011bje, u\u017e m\u00e1 pen\u011bz m\u00e1lo nebo dokonce skon\u010dil v dluz\u00edch. A to je samoz\u0159ejm\u011b ne\u017e\u00e1douc\u00ed, proto\u017ee ten, kdo nem\u00e1 pen\u011bz dost, nem\u016f\u017ee ani efektivn\u011b podnikat. Proto\u017ee i firm\u00e1m se mus\u00ed n\u011bjak\u00e9 pen\u00edze d\u00e1vat, mus\u00ed se v souvislosti s jejich \u010dinnost\u00ed i utr\u00e1cet. A kdy\u017e nejsou pen\u00edze, kter\u00e9 by se do byznysu vkl\u00e1daly, m\u016f\u017ee to s cel\u00fdm podnik\u00e1n\u00edm skon\u010dit hodn\u011b neslavn\u011b.Ale je jasn\u00e9, \u017ee to norm\u00e1ln\u00ed podnikatel\u00e9 nenechaj\u00ed jenom tak b\u00fdt. \u017de se sna\u017e\u00ed udr\u017eet sv\u00e9 firmy p\u0159i \u017eivot\u011b, pokud to aspo\u0148 trochu jde. A kdy\u017e jim v tom br\u00e1n\u00ed nedostatek vlastn\u00edch pen\u011bz? Pak si prost\u011b mus\u00ed br\u00e1t podnikatelsk\u00e9 p\u016fj\u010dky. A vzhledem k tomu, jak n\u00e1ro\u010dn\u00e9 podm\u00ednky jsou pro z\u00edsk\u00e1n\u00ed podobn\u00fdch p\u016fj\u010dek v bank\u00e1ch, nen\u00ed v\u016fbec divu, kdy\u017e si takov\u00ed podnikatel\u00e9 berou v nesn\u00e1z\u00edch nebankovn\u00ed hypot\u00e9ky. Proto\u017ee v \u010dem jsou pro soukrom\u00e9 podnikatele, kte\u0159\u00ed se dostali do finan\u010dn\u00edch obt\u00ed\u017e\u00ed, nebankovn\u00ed hypot\u00e9ky bez registru dobr\u00e9? Respektive pro\u010d jsou pro n\u011b nejlep\u0161\u00ed? Vlastn\u011b je to docela prost\u00e9. Zat\u00edmco by jinde museli \u017eadatel\u00e9 dok\u00e1zat, \u017ee jsou dokonal\u00ed, v dob\u011b, kdy dokonal\u00ed ur\u010dit\u011b nejsou, tady to ud\u011blat nemus\u00ed. U nebankovn\u00ed hypot\u00e9ky jdou ot\u00e1zky p\u0159\u00edjm\u016f a registr\u016f dlu\u017en\u00edk\u016f pom\u011brn\u011b dost stranou, d\u00e1 se tu leccos odpustit, a kdo tedy zaru\u010d\u00ed vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz nemovitost\u00ed, m\u016f\u017ee s takovou d\u016fle\u017eitou p\u016fj\u010dkou po\u010d\u00edtat. A kdy\u017e ji dostane, m\u00e1 \u0161anci s jej\u00ed pomoc\u00ed probl\u00e9my vy\u0159e\u0161it a zase prosperovat.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Moud\u0159\u00ed si berou p\u016fj\u010dky","item":"https:\/\/www.msbi.cz\/moudri-si-berou-pujcky\/#breadcrumbitem"}]}]