[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.msbi.cz\/kdyz-je-podnikatel-v-nesnazich\/#Article","mainEntityOfPage":"https:\/\/www.msbi.cz\/kdyz-je-podnikatel-v-nesnazich\/","headline":"Kdy\u017e je podnikatel v nesn\u00e1z\u00edch","name":"Kdy\u017e je podnikatel v nesn\u00e1z\u00edch","description":"K tomu, aby se dostal soukrom\u00fd podnikatel do \u00fazk\u00fdch, sta\u010d\u00ed nejednou i jenom velice m\u00e1lo. Je tolik okolnost\u00ed, je\u017e […]","datePublished":"2019-09-12","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.msbi.cz\/author\/#Person","name":"","url":"https:\/\/www.msbi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"msbi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.msbi.cz\/wp-content\/uploads\/img_a365837_w1975_t1578483079.jpg","url":"https:\/\/www.msbi.cz\/wp-content\/uploads\/img_a365837_w1975_t1578483079.jpg","height":0,"width":0},"url":"https:\/\/www.msbi.cz\/kdyz-je-podnikatel-v-nesnazich\/","about":["Finance"],"wordCount":425,"articleBody":"      K tomu, aby se dostal soukrom\u00fd podnikatel do \u00fazk\u00fdch, sta\u010d\u00ed nejednou i jenom velice m\u00e1lo. Je tolik okolnost\u00ed, je\u017e mohou dov\u00e9st prosperuj\u00edc\u00ed firmu i do zna\u010dn\u00fdch t\u011b\u017ekost\u00ed, \u017ee bychom je tu vyjmenov\u00e1vali hodn\u011b dlouho. A v\u0161echny tyto maj\u00ed spole\u010dn\u00e9 to, \u017ee maj\u00ed-li se p\u0159ekonat, jsou zapot\u0159eb\u00ed klidn\u011b i nemal\u00e9 pen\u00edze. Ov\u0161em kde je m\u00e1 takov\u00fd soukromn\u00edk nejednou vz\u00edt, \u017ee? Kde m\u00e1 p\u0159ij\u00edt k pen\u011bz\u016fm, pokud na to jeho vlastn\u00ed rezervy nesta\u010d\u00ed? Odpov\u011b\u010f je jednoduch\u00e1. Doty\u010dn\u00fd si je mus\u00ed p\u016fj\u010dit. Ov\u0161em m\u00e1-li tak u\u010dinit, mus\u00ed se mu poda\u0159it nal\u00e9zt n\u011bkoho, kdo pen\u011bzi opl\u00fdv\u00e1 a bude ochoten mu vyhov\u011bt. A takov\u00fdch poskytovatel\u016f p\u016fj\u010dek nejednou zrovna moc neb\u00fdv\u00e1. Kdy\u017e se doty\u010dn\u00fd obr\u00e1t\u00ed na banku, m\u016f\u017ee si b\u00fdt jist t\u00edm, \u017ee k tomu, aby mu bylo vyhov\u011bno, bude muset mnoh\u00e9 podstoupit. Bude t\u0159eba muset dolo\u017eit, \u017ee m\u00e1 dostate\u010dn\u011b vysok\u00e9 zisky, bude muset uk\u00e1zat sv\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, nahl\u00e9dnou mu do registr\u016f dlu\u017en\u00edk\u016f a ur\u010dit\u011b nez\u016fstane stranou z\u00e1jmu ani to, nem\u00e1-li n\u00e1hodou i jin\u00e9 dluhy, exekuce a podobn\u011b. A pokud \u017eadatel nevyhov\u00ed by\u0165 i jenom v jednom jedin\u00e9m ohledu, bude m\u00edt sm\u016flu, ve\u0161ker\u00e9 jeho sna\u017een\u00ed bude marn\u00e9. Odejde z takov\u00e9 banky stejn\u011b chud\u00fd, jako do n\u00ed vstoupil. A pokud to nevzd\u00e1 (a vzd\u00e1t by to ur\u010dit\u011b nem\u011bl), skon\u010d\u00ed nakonec u nab\u00eddek nebankovn\u00edho sektoru. Proto\u017ee nebankovn\u00ed hypot\u00e9ky bez registru F\u00e9rov\u00e1 hypot\u00e9ka budou mo\u017en\u00e1 i t\u00edm \u00fapln\u011b posledn\u00edm, co ho je\u0161t\u011b bude moci zachr\u00e1nit. A tak\u00e9 ho nejsp\u00ed\u0161e zachr\u00e1n\u00ed. Proto\u017ee u nebankovn\u00edch hypot\u00e9k existuj\u00ed jin\u00e1 pravidla poskytov\u00e1n\u00ed, jim\u017e \u010dasto vyhov\u00ed i ti, kdo nem\u011bli jinde nad\u011bji. Tady sta\u010d\u00ed d\u00e1t do z\u00e1stavy nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty, m\u00edt p\u0159\u00edjmy dostate\u010dn\u00e9 ke spl\u00e1cen\u00ed a nen\u00ed jedin\u00fd d\u016fvod, pro\u010d by se m\u011bly d\u011blat n\u011bjak\u00e9 drahoty a obstrukce. A tak si takov\u00fd podnikatel pr\u00e1v\u011b zde nakonec na sv\u00e9 p\u0159ijde. Tady mu p\u016fj\u010d\u00ed na cokoliv, co souvis\u00ed s jeho podnik\u00e1n\u00edm, a v\u0161e je na nejlep\u0161\u00ed cest\u011b k tomu, aby se v\u0161e obr\u00e1tilo k lep\u0161\u00edmu. A to je to nejd\u016fle\u017eit\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e je podnikatel v nesn\u00e1z\u00edch","item":"https:\/\/www.msbi.cz\/kdyz-je-podnikatel-v-nesnazich\/#breadcrumbitem"}]}]