[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.msbi.cz\/kdo-pujci-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.msbi.cz\/kdo-pujci-podnikateli\/","headline":"Kdo p\u016fj\u010d\u00ed podnikateli?","name":"Kdo p\u016fj\u010d\u00ed podnikateli?","description":"Kdy\u017e se podnikateli zrovna moc neda\u0159\u00ed, m\u00e1 to slo\u017eit\u00e9. A kdy\u017e se mu neda\u0159\u00ed ani trochu, m\u00e1 nejednou probl\u00e9m\u016f […]","datePublished":"2020-05-17","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.msbi.cz\/author\/#Person","name":"","url":"https:\/\/www.msbi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"msbi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.msbi.cz\/wp-content\/uploads\/eura%20v%20ruce.jpg","url":"https:\/\/www.msbi.cz\/wp-content\/uploads\/eura%20v%20ruce.jpg","height":0,"width":0},"url":"https:\/\/www.msbi.cz\/kdo-pujci-podnikateli\/","about":["Finance"],"wordCount":429,"articleBody":"   Kdy\u017e se podnikateli zrovna moc neda\u0159\u00ed, m\u00e1 to slo\u017eit\u00e9. A kdy\u017e se mu neda\u0159\u00ed ani trochu, m\u00e1 nejednou probl\u00e9m\u016f a\u017e nad hlavu. A mus\u00ed se logicky postarat, aby se tyto co nejd\u0159\u00edve staly minulost\u00ed. Proto\u017ee podnik\u00e1n\u00ed mus\u00ed vzkv\u00e9tat, prosperovat a p\u0159in\u00e1\u0161et ob\u017eivu v\u0161em, kdo jsou na n\u011bm zainteresov\u00e1ni. Tedy majiteli doty\u010dn\u00e9 firmy p\u0159edev\u0161\u00edm.Jen\u017ee co kdy\u017e tento na podnik\u00e1n\u00ed nejen nevyd\u011bl\u00e1v\u00e1, ale dokonce by ho m\u011bl je\u0161t\u011b dotovat z pen\u011bz, kter\u00e9 nem\u00e1? Pokud je to pouze do\u010dasn\u00fd probl\u00e9m, d\u00e1 se to n\u011bkdy snad n\u011bjak p\u0159e\u010dkat. Jen\u017ee kdy\u017e se to t\u00e1hne del\u0161\u00ed dobu a u\u017e nen\u00ed kde br\u00e1t, je t\u0159eba naj\u00edt n\u011bjak\u00e9 jin\u00e9 \u0159e\u0161en\u00ed.Tedy sehnat si p\u016fj\u010dku.Jen\u017ee ono nen\u00ed hra\u010dkou si p\u016fj\u010dit. Zejm\u00e9na pr\u00e1v\u011b v situaci, kdy se firm\u011b nevede a jej\u00ed majitel tak nem\u00e1 finan\u010dn\u00edm instituc\u00edm co nab\u00eddnout. V takov\u00e9 chv\u00edli se od onoho nebo\u017e\u00e1ka odvr\u00e1t\u00ed skoro v\u0161ichni, kdo by mu mohli n\u011bjak\u00e9 ty pen\u00edze do\u010dasn\u011b poskytnout. V bank\u00e1ch naraz\u00ed podobn\u00fd z\u00e1jemce o p\u016fj\u010dku na nezdolatelnou p\u0159ek\u00e1\u017eku jm\u00e9nem podm\u00ednky, je\u017e je nezbytn\u011b nutn\u00e9 splnit d\u0159\u00edve, ne\u017e na p\u016fj\u010den\u00ed pen\u011bz dojde. A jak se vypo\u0159\u00e1dat s po\u017eadavkem prok\u00e1z\u00e1n\u00ed dostate\u010dn\u011b vysok\u00fdch p\u0159\u00edjm\u016f, kdy\u017e \u017eadatel takov\u00e9 nem\u00e1? Jak dolo\u017eit dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, pokud doty\u010dn\u00fd nem\u011bl pomalu co p\u0159iznat? Jak se pochlubit registry dlu\u017en\u00edk\u016f bez z\u00e1znam\u016f, kdy\u017e u\u017e se tam n\u011bjak\u00fd ten z\u00e1znam ocitl? To zkr\u00e1tka nejde. A \u017e\u00e1dost je tak bez milosti zam\u00edtnuta.A jin\u00e9 \u0159e\u0161en\u00ed? Na\u0161t\u011bst\u00ed existuje. Jmenuje se nebankovn\u00ed hypot\u00e9ka bez registru a jeho p\u0159ednost\u00ed je to, \u017ee zde nejsou podm\u00ednky pro z\u00edsk\u00e1n\u00ed p\u016fj\u010dky ani zdaleka tak p\u0159\u00edsn\u00e9. Tady se poskytovatel\u00e9 spokoj\u00ed se z\u00e1stavou nemovitosti odpov\u00eddaj\u00edc\u00ed hodnoty a s prok\u00e1z\u00e1n\u00edm schopnosti spl\u00e1cet a pak u\u017e p\u016fj\u010den\u00ed nestoj\u00ed nic v cest\u011b.A vzhledem k tomu, jak snadn\u00e9 je podobnou hypot\u00e9ku z\u00edskat, jak rychle a za jak\u00fdch podm\u00ednek jsou pen\u00edze vyplaceny a jak v\u00fdhodn\u011b je lze spl\u00e1cet, by byl h\u0159\u00edch tuto mo\u017enost k z\u00e1chran\u011b podnik\u00e1n\u00ed nevyu\u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo p\u016fj\u010d\u00ed podnikateli?","item":"https:\/\/www.msbi.cz\/kdo-pujci-podnikateli\/#breadcrumbitem"}]}]